What is a warrant in debt in Virginia?

In the state of Virginia a “warrant in debt” in a General District Court is essentially a lawsuit for money. It serves, first, as a summons to appear in court at a specific date and time. Second, it provides notice that if you do not appear at the appointed hour a formal default judgment will be made against you in the amount claimed by the creditor.

How long can a judgment be collected in Virginia?

Domestic judgments ordered by Virginia courts of law have collection periods of 10 years. In some cases, they can be extended up to 20 years. Foreign judgments also have collection limits of 10 years in the state of Virginia but are ineligible for extensions or renewals.

Can you go to jail for debt in Virginia?

The term “warrant in debt” sounds terrifying to many people struggling to stay afloat in troubling economic times but it really isn’t as alarming as it sounds. Though it is something you should take seriously as it means you are being sued by creditors who are attempting to collect on debts you owe them. It is a civil proceeding, rather than a criminal proceeding, which does not result in jail time.

How much of your wages can be garnished in Virginia?

Wage garnishment is another scary concept for many Virginia residents. For things like credit card debt, the limit for wage garnishments are 25 percent of disposable earnings. However, there are some specific types of debts in which creditors can garnish larger sums of your wages.

Debt Relief Programs in Virginia

Managing debt in Virginia is becoming more of a challenge during these trying financial times. Virginia residents are more frequently seeking assistance to help work through what appears to be insurmountable debt. Fortunately, debt relief services, like Century Support Services, exist to help ordinary people like you. Virginia debt relief programs can help you dig your way out of debt in record times. Here’s what you need to know.

How does Virginia Debt Relief Work?

Virginia focused debt settlement programs come in various shapes and sizes. At Century Support Services, we work with Virginia residents to help you pay off or eliminate your debt in monthly payments you can afford. There are various debt relief options in Virginia we can use to negotiate with lenders on your behalf. In some cases, we can settle debts for less than the sum you actually owe, providing you some relief in the process.

Our services are not for everyone. They are best suited to people experiencing specific hardships that have caused them to get behind on their debts but are able to set aside money each month toward settling and repaying their debts.

Experienced Certified Debt Specialists in Virginia

Our debt relief specialists have a 95.4% customer satisfaction rating and have settled more than $1.3 Billion in debt across some 250,000 clients and saving them more than $700 million in the process. We have the knowledge and experience to help you resolve many of the financial burdens that have been weighing you down. Contact Century Support Services today to learn more about how we can help you with your Virginia debt settlement needs.

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How Century’s Debt Settlement Works

Frequently Asked Questions about Debt in Virginia

If you’re still sitting on the fence about whether or not debt relief in Virginia is the right choice for you, these frequently asked questions and answers may help you decide.

: In the state of Virginia a “warrant in debt” in a General District Court is essentially a lawsuit for money. It serves, first, as a summons to appear in court at a specific date and time. Second, it provides notice that if you do not appear at the appointed hour a formal default judgment will be made against you in the amount claimed by the creditor.

: Domestic judgments ordered by Virginia courts of law have collection periods of 10 years. In some cases, they can be extended up to 20 years. Foreign judgments also have collection limits of 10 years in the state of Virginia but are ineligible for extensions or renewals.

: The term “warrant in debt” sounds terrifying to many people struggling to stay afloat in troubling economic times but it really isn’t as alarming as it sounds. Though it is something you should take seriously as it means you are being sued by creditors who are attempting to collect on debts you owe them. It is a civil proceeding, rather than a criminal proceeding, which does not result in jail time.

: Wage garnishment is another scary concept for many Virginia residents. For things like credit card debt, the limit for wage garnishments are 25 percent of disposable earnings. However, there are some specific types of debts in which creditors can garnish larger sums of your wages.

Debt & Financial Resources for Virginians

It isn’t always easy to know who you can trust when exploring your Virginia debt settlement and debt relief options. Century has created a list of resources to help you research your options to see if our services might not serve you well. We are dedicated to helping you achieve financial relief in any way possible.

Our sincere hope is that these resources will help you reach your goals or, at least, find some relief from your financial hardships. Not all hardships are related to debt relief. Please use these resources freely to help you get the assistance your family requires.

Century Can Help Virginians Struggling with Debt

See If You Qualify

Virginia residents find themselves under financial strain for a variety of reasons. From job losses to changes in income, family circumstances, and more. We can help with credit card or other types of unsecured debt, contact us to see if you qualify.

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